Terms & Conditions

1. Introduction

By using this website, you agree to these Terms and Conditions. If you do not agree, do not use the site.

2. Services Offered

SFSS Consulting Group provides credit consulting, dispute support, business entity formation, outsourced CPA and tax advisory, public notarial services, mortgage loan advising under NMLS licensing, and educational resources. We do not offer legal or financial advice unless otherwise stated.

3. No Guarantee Clause

We do not guarantee results, specific credit score improvements, or outcomes. Each client’s results depend on their individual credit profile and participation.

4. Payment Terms

All fees for consulting services must be paid as agreed in your signed service agreement. No refunds are provided after services begin, unless required by law

5. Client Responsibility

Clients are responsible for providing accurate, complete information. We are not liable for outcomes resulting from incomplete or inaccurate data provided by clients.

6. Intellectual Property

All content on this website (text, logos, documents) is owned by SFSS Consulting Group and may not be copied, sold, or reused without written permission.

7. Affiliate Disclosure

We may offer affiliate commissions or flat-rate compensation for referrals. Affiliates operate independently and are not representatives of the Company.

8. Limitation of Liability

We are not liable for any losses, damages, or legal actions that result from use of our website or services, including actions taken by third parties or collection agencies.

9. Privacy Policy & Data Use

We respect your privacy. Any data submitted through the site is used to respond to inquiries or deliver services and is not sold to third parties.

Last updated: May 13, 2025

SFSS Consulting Group LLC and affiliated members take your privacy seriously. Please read the following to learn more about our Privacy Policy. SFSS Consulting Group LLC provides information and activities relating to services on www.sfssgroup.com and related websites (the “Site”). Our content includes information about SFSS Consulting Group’s programs, products and services along with photos, video and educational information for and interactivity with our users and also provides links to other SFSS Consulting Group sites.

While we encourage the interactive nature of our website, we strive to promote the online safety and privacy of our users.

We have implemented this Privacy Policy governing the personally identifiable information (“Personal Consumer Information”) collected by this Site. This Privacy Policy does not govern Personal Consumer Information collected from any other source or in any other manner.

BY VISITING www.sfssgroup.com, YOU ARE CONSENTING TO OUR PRIVACY POLICY.

OVERVIEW

SFSS Group is committed to protecting your privacy online. This Privacy Policy describes the personal information we collect through this website at (the “Site”), and how we collect and use that information.

The terms “we,” “us,” and “our” refers to SFSS Consulting Group LLC. The terms “user,” “you,” and “your” refer to site visitors, customers, and any other users of the site.

The term “personal information” is defined as information that you voluntarily provide to us that personally identifies you and/or your contact information, such as your name, phone number, and email address.

(TRAINING PROGRAMS, PRODUCTS, AND BLOG POSTS) (the “Service”)

10. Changes to Terms

We reserve the right to modify these Terms & Conditions at any time. Continued use of the site indicates acceptance of the updated terms.

Please read these Terms of Service ("Terms", "Terms of Service") carefully before using the www.sfssgroup.com website (the "Service") operated by SFSS Consulting Group, LLC ("us", "we", or "our").

Your access to and use of the Service is conditioned upon your acceptance of and compliance with these Terms. These Terms apply to all visitors, users and others who wish to access or use the Service.

By accessing or using the Service you agree to be bound by these Terms. If you disagree with any part of the terms then you do not have permission to access the Service. 

Purchases

If you wish to purchase any product or service made available through the Service ("Purchase"), you may be asked to supply certain information relevant to your Purchase including, without limitation, your credit card number, the expiration date of your credit card, your billing address, and your shipping information.

You represent and warrant that: (i) you have the legal right to use any credit card(s) or other payment method(s) in connection with any Purchase; and that (ii) the information you supply to us is true, correct and complete.

The service may employ the use of third party services for the purpose of facilitating payment and the completion of Purchases. By submitting your information, you grant us the right to provide the information to these third parties subject to our Privacy Policy.

We reserve the right to refuse or cancel your order at any time for reasons including but not limited to: product or service availability, errors in the description or price of the product or service, error in your order or other reasons.

We reserve the right to refuse or cancel your order if fraud or an unauthorized or illegal transaction is suspected.

Availability, Errors and Inaccuracies

We are constantly updating product and service offerings on the Service. We may experience delays in updating information on the Service and in our advertising on other web sites. The information found on the Service may contain errors or inaccuracies and may not be complete or current. Products or services may be miss-priced, described inaccurately, or unavailable on the Service and we cannot guarantee the accuracy or completeness of any information found on the Service.

We therefore reserve the right to change or update information and to correct errors, inaccuracies, or omissions at any time without prior notice.

Links To Other Web Sites

Our Service may contain links to third party web sites or services that are not owned or controlled by SFSS Consulting Group, LLC.

SFSS Consulting Group, LLC has no control over, and assumes no responsibility for the content, privacy policies, or practices of any third party web sites or services. We do not warrant the offerings of any of these entities/individuals or their websites.

You acknowledge and agree that SFSS Consulting Group, LLC shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such third party web sites or services.

We strongly advise you to read the terms and conditions and privacy policies of any third party web sites or services that you visit.

Termination

We may terminate or suspend your access to the Service immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever and without limitation, including but not limited to a breach of the Terms.

All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability. 

Indemnification

You agree to defend, indemnify and hold harmless SFSS Consulting Group, LLC and its licensee and licensors, and their employees, contractors, agents, officers and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees), resulting from or arising out of a) your use and access of the Service, or b) a breach of these Terms.

Limitation of Liability

In no event shall SFSS Consulting Group, LLC, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the Service; (ii) any conduct or content of any third party on the Service; (iii) any content obtained from the Service; and (iv) unauthorized access, use or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence) or any other legal theory, whether or not we have been informed of the possibility of such damage, and even if a remedy set forth herein is found to have failed of its essential purpose.  

Disclaimer

Your use of the Service is at your sole risk. The Service is provided on an "AS IS" and "AS AVAILABLE" basis. The Service is provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement or course of performance. 

SFSS Consulting Group, LLC, its subsidiaries, affiliates, and its licensors do not warrant that a) the Service will function uninterrupted, secure or available at any particular time or location; b) any errors or defects will be corrected; c) the Service is free of viruses or other harmful components; or d) the results of using the Service will meet your requirements.

Services performed by SFSS Consulting Group, LLC do not explicitly guarantee results for all or specific credit scores.

Exclusions

Some jurisdictions do not allow the exclusion of certain warranties or the exclusion or limitation of liability for consequential or incidental damages, so the limitations above may not apply to you. 

Governing Law

These Terms shall be governed and construed in accordance with the laws of California , United States, without regard to its conflict of law provisions.

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our Service, and supersede and replace any prior agreements we might have had between us regarding the Service.

Changes

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material we will provide at least 30 days notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.  

By continuing to access or use our Service after any revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, you are no longer authorized to use the Service.

Contact US

If you have any questions about these Terms, please contact us by phone at (949) 229-3317 or by mail at the registered agent address.

Refund Policy

SFSS Consulting Group, LLC does not authorize the issue of refunds unless clients have delivered written notice or rescinding or terminating services for credit repair within 3 days of signing contracts. Refunds will not be issued for business formation services, notarial services, CPA advisory, or any other services unless outlined in contracts. Credit repair clients understand and agree that all payments made for monthly credit repair services are non-refundable once the billing cycle has begun.

The monthly subscription covers administrative, strategic, and operational activities—including but not limited to credit analysis, document preparation, disputes, consulting, and compliance measures—that begin immediately upon renewal. Therefore, no refunds will be issued for partial months or unused services once a billing cycle has started.

Client may cancel future billing at any time with written notice but remains responsible for charges already processed.